Have you scheduled your back-to-school physicals?

Assigned to the Benefits category
Byline: Tracey Westfield, Communications Associate

Throughout the month of July, we’ll be publishing a series of articles to get you and/or your kids ready to head back to school. It may seem too early to think about the fall semester, but a little planning now can help you avoid the back-to-school rush come August! This week, we’ll focus on scheduling your kids’ annual physicals.

Next week, we’ll talk about staying physically active while driving “the mommy/daddy bus.” Later in the month we’ll focus on assistance for college costs and planning healthy back-to-school lunches.

Eye testing chart that reads "back to school"Physicals are routine for school children, though requirements can vary by school district. Kids participating on sports teams almost always have to get physicals before the start of the school year. It’s good to plan now for this fall’s rush to the doctor.

The University of Missouri’s healthcare plans offer access to doctors, dentists and specialists across the state that can help with your well child exams. When visiting in-network doctors or other in-network providers, our health insurance covers 100 percent of preventive care—including routine physicals—at no charge to employees and family members covered by one of our plans. If you choose an out-of-network provider, then your deductible and coinsurance applies. The university’s healthcare administrator is Coventry Health Care of Missouri. Go to the Coventry website to find a provider.

So, when does your child need a physical? Coventry’s schedules for child preventive care and immunizations are based on guidelines from the U.S. Preventive Services Task Force and the Centers for Disease Control, respectively. Generally speaking, children under the age of three will need physical exams multiple times a year. After that, exams taper off to once per year. See Coventry’s schedule for:

In addition to general physical exams and immunizations, you’ll probably need to schedule dental and/or vision exams for your children.

  • Visit Delta Dental to find an in-network dentist in your area. Routine oral exams are covered at 100 percent for enrollees in the university’s dental plan.
  • Some school districts provide free eye exams at school. But if not, get your children’s exams by finding an eye doctor through VSP, our vision plan provider. The plan offers eye exams with a $10 copay. With a $25 copay, you can get lenses once per year and frames every other year. Contact lenses are provided once per year with no copay.

More info:

About the author: Tracey is a communications associate in the University of Missouri’s Total Rewards department. She has 15 years of experience in web communications.

Posted on July 8th, 2014

One Response to Have you scheduled your back-to-school physicals?

  1. I was not familiar with school physicals before but learned a lot about what they entail when it was time for my daughter to go to school. It was quite interesting to learn about the different types of physicals that are conducted. It’s good to know that younger children have multiple physicals a year and that they undergo dental checkups too. Of course it’s a relief that we are not charged for these physicals. Thanks also for the tip on getting the test done early instead of waiting until the last moment. School Physical

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