Qiuhong Zhao earned a Ph.D. in accounting from the University of Colorado at Boulder in 2010. She earned a Master of Professional Accountancy from Indiana University at Bloomington and a Bachelor of Medicine from the Medical School of Tongji University in Shanghai. Zhao's ongoing research interests pertain to the consequences of regulations and financial reporting standards and the role of financial intermediaries. Zhao presented her dissertation, entitled “Credit Watch, Earnings Management, and Credit Analyst Efficiency with Respect to Accounting Information,” at the 2009 Annual Meeting of the American Accounting Association. Zhao teaches financial accounting. Prior to joining Indiana University, she was a medical doctor in Shanghai. Her project, “Effects of cash flow statement reclassifications pursuant to the SEC’s one-time allowance” was published on Journal of Accounting and Public Policy, (with Dana Hollie and Curtis Nicholls).