This coverage provides primary coverage for loss of University money and securities including: public employee dishonesty; forgery or alteration; theft, disappearance and destruction; robbery and safe burglary; computer fraud; money order & counterfeit paper currency and credit card forgery.
Deductibles: $50,000 deductible; $100 deductible for money order and credit card forgery.
Reporting Claims: Claims are to be made by completing the Disappearance of Assets and Money, Form UM-155. These reports must be typed and submitted to the appropriate campus contact within 48 hours after notice of the incident.
This coverage provides for medical and dental payments for injuries that may be incurred by intercollegiate varsity athletes while practicing for or participating in an intercollegiate event. Coverage includes travel to and from the event. Covered events include authorized and supervised practice sessions as well as the actual intercollegiate events.
Deductibles: Deductibles vary by campus.
Reporting Claims: All claims should be reported to the following:
NAHGA Claim Services
P.O. Box 189
Bridgton, Maine 04009-0189
Toll-free: (800) 952-4320
Fax: (207) 647-4569
This is an accident only excess policy over any other available coverage. However, the first $200 of medical/dental benefits will be paid by this policy without contribution from other available insurance coverages. This coverage provides medical payments for participants in events sponsored by the University that are registered with the insurer when the event of injury or sickness occurs during the course of the camp or clinic.
The current policy limits are:
The minimum "per camp/clinic" premium is $35. You will need to contact your campus coordinators to request coverage and find out the current rates.
Reporting Claims: All claims should be reported directly to the insurance company. Please request claim forms from the Office of Risk & Insurance Management.
If you pilot a personal or a rented aircraft, you should be aware of the University´s policy for using this mode of transportation when conducting University business. The employee piloting an aircraft - while permitted with authorization - is not a recommended mode of travel.
However, if you find it necessary to travel by private airplane, here´s what you need to do:
The Business Policy Manual addresses this mode of transportation in Section 504. For questions regarding this policy, please contact Risk & Insurance Management at (573) 882-8100 or send an e-mail to Assistant Director, JoAnne Flowers at FlowersJ@umsystem.edu.
The University provides access to a voluntary student group accident and sickness program. The program is available to any registered student of the University.
The program offers spouse and dependent coverage for additional premiums.
You can obtain further information by visiting www.aetnastudenthealth.com/stu_conn/default.aspx or by contacting Crystal Phillips, The Lockton Companies, at (800) 800-8702.
Provides primary coverage against loss of life, dismemberment and medical expense due to accidents incurred or resulting from any trip off campus as required by the student’s regular curriculum or sponsored by a University recognized and approved student organization. This coverage does not include a sickness benefit. The life principle sum is $5,000. The maximum per-student medical expense is $1,000.
Provides primary accident medical coverage for children in participating University of Missouri child day care centers. The accidental death & dismemberment benefit is $25,000, and the accident medical limit is $25,000.
The university does not usually provide general liability coverage for students. This coverage is available for students to purchase if needed for internship placements. All enrolled students participating in internships that require liability insurance are eligible for coverage. The program will protect students against general liability claims at their clinical sites. All students must be current for the entire academic year.
To apply for coverage, please contact your campus representative.
We have secured services for authorized international business travel. There is no cost for these faculty/staff international business travel resources. Click here for the coverage summary snapshot.
The services are provided by MEDEX and AIG WorldSource and include the following:
MEDEX provides 24-hour travel, medical and security-related assistance services to you while traveling Please note this IS NOT medical insurance.
Please download the brochure with the full program details and your identification card to take with you during travel (faculty and staff ID card or student ID card). This is an overview of services, for full details refer to the Program Descriptions.
The MEDEX Member Center allows you to have complete management of your MEDEX program, including printing MEDEX ID cards, opening a case online, and reading the details of your MEDEX program coverage. In addition to MEDEX program information, the Member Center gives you access to:
More than 100 miles away from your permanent residence in your home country or Expatriates without regard to the distance from your Expatriate residence.
Download the program brochure and ID card.
AIG WorldSource & Assistant provides toll free and collect telephone numbers for travel related assistance available 24-hours a day, 7 days a week for needs such as:
Medical Emergency Services
Lost Baggage/Passport
Evacuation and Repatriation
Legal Assistance
Language Interpretation
While the Travel Assistance Program provides assistance in securing Medical Emergency Services, it does not provide payment for these services. Health care providers in some countries expect payment in advance before admitting or treating patients - even if your health insurance provides coverage in foreign countries. It's strongly recommended that all travelers plan for financial emergencies by carrying a credit card and/or information on whom should be contacted in the event it is necessary to make financial arrangements to pay for treatment.
Anywhere in the world, excluding the United State of America, its territories and possessions, Puerto Rico, Canada and any country or territory for which a U.S. governmental embargo, sanction, or ban is in effect.
