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Faculty and Staff Benefits

Tax Deferred Investment Plans

The University of Missouri Tax Deferred Investment Plans (TDI Plans) allow you to set aside a portion of your salary before federal and state income taxes are paid. This salary deferral is placed into an investment option that you choose, provided by the TDI Plans. The amount you defer and any earnings are not taxed until you receive them.

Participation in one of the University of Missouri TDI Plans is completely voluntary. Everyone has the chance to save part of his or her salary for future use. At the same time, you delay payment of taxes on this money and any interest it has earned until later--usually at retirement.

This summary of the TDI Plans is intended to help answer many commonly asked questions. Should you need additional information about the plan, please contact your Campus Benefits Representative.

Contact webmaster@umsystem.edu. Reviewed June 25, 2008.
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