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Faculty and Staff Benefits

2010 Active Employees Premiums Information

Please be sure to note that coverage is effective on the hire date or the benefit eligibility date and premiums are paid one month in advance (i.e. deductions for March premiums are taken in February). Premiums become due for the first full month after your date of hire or your eligibility date. Depending on when the enrolment form is received, you may have an intial deduction greater than a one month period.

Medical

 EmployeeEmployee & SpouseEmployee & Child/renEmployee, Spouse & Child/ren
UM Choice Health Care Program

$106.94

$236.26

$181.12

$308.86

Catastrophic Program

$46.14

$108.06

$64.56

$129.66

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Dental

Employee OnlyEmployee & SpouseEmployee & Child/renEmployee, Spouse & Child/ren

14.76

29.52

35.82

50.58

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Vision

Employee OnlyEmployee & SpouseEmployee & Child/renEmployee, Spouse & Child/ren

6.00

12.00

13.00

20.60

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Long Term Disability - Per $100 of Covered Monthly Salary

Plan APlan B

$0.00

$.21

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Accidental Death & Dismemberment Plan - Per Coverage Amount Listed

Coverage AmountEmployee OnlyEmployee & Family

$25,000

$.53

$.73

$50,000

$1.05

$1.45

$75,000

$1.58

$2.18

$100,000

$2.10

$2.90

$125,000

$2.63

$3.63

$150,000

$3.15

$4.35

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Long Term Care

Call MetLife at 800-438-6388 for individual quote

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Basic Life Insurance – Per $1,000 of Coverage

Plan A: Plan B: 

$0.00

$.03

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Supplemental and Dependent Life Insurance

Supplemental Life Insurance * – Per $1,000 of CoverageSpouse Life Insurance – Per $1,000 of Coverage
Employee Age
(Age as of January 1 of the Plan year)
Amount Spouse Age
(Age as of December 1 preceding the Plan year)
Amount

<30

$.04

<30

$.07

30-34

$.04

30-34

$.09

35-39

$.06

35-39

$.12

40-44

$.10

40-44

$.18

45-49

$.17

45-49

$.27

50-54

$.29

50-54

$.41

55-59

$.48

55-59

$.63

60-64

$.63

60-64

$.99

65-69

$.99

65-69

$1.56

70

$1.66

70-74

$2.49

71

$2.33

75-79

$4.07

72

$2.80

80-84

$6.33

73

$3.11

85-89

$9.92

74

$3.44

90-94

$14.56

75

$3.79

Coverage Amounts Available

$10,000

$20,000 **

$30,000

$40,000

$50,000

76

$4.17

77

$4.55

78

$4.98

79

$5.42

80

$5.91

81

$6.46

Dependent Child Life Insurance – Per Coverage Amount Listed

82

$7.10

83

$7.80

$5,000**

$.35

84

$8.57

$10,000

$.70

85

$9.39

$15,000

$1.05

86

$10.25

$20,000

$1.40

87

$11.13

$25,000

$1.75

88

$12.05

 

89

$13.01

90

$14.02

91

$15.12

92

$16.36

93

$17.87

94

$19.97

* Contact your Campus Benefits Representative for the appropriate enrollment forms.

** Evidence of Insurability is required for any amount chosen over this coverage amount.  Contact   your Campus Benefits Representative for the appropriate forms.

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Contact webmaster@umsystem.edu. Reviewed Jan. 5, 2010.
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