New Employee Benefit Enrollment
Welcome to the University of Missouri Faculty and Staff Benefits Program. The University of Missouri (UM) System recognizes that human talent is our primary resource and principal contribution to society. Now more than ever, the UM System is committed to maintaining strong, comprehensive health and wellness programs that help our faculty and staff to be energized, innovative, and healthy. As we move into 2015 and beyond, we want to help you understand your personal health, provide you with opportunities to manage your health proactively, and help you understand what medical benefits best support your health needs and those of your family.
Learn about your benefits with our guides
|2015 Faculty and Staff Benefits Guide||2014 Benefits Guide|
|2015 Monthly Benefit Premiums||2014 Premiums|
Go to the Benefits homepage for additional information on each of the benefit programs offered by the University of Missouri including Summary Plan Descriptions (SPD) and reference materials.
Want to learn how you became eligible for insurance?
Most of the time, employees are eligible for university insurance plans because they fall into the category of fully benefit-eligible employees. Fully benefit-eligible employees are those faculty and staff whose primary position is at least 75% of a full-time equivalent (FTE) position and have an indicated appointment duration of at least nine months, as as defined by HR-101: Employee Status in the UM System Human Resources Manual.
You are eligible for the university's dental, vision, life, long-term disability, and accidental dealth and disability plans if you are fully benefit eligible. And you are ineligible if you are not fully benefit eligible. (Overviews of each plan are available on the Benefits homepage.)
But there are more considerations when it comes to medical insurance. Fully benefit-eligible employees are eligible for the UM System's medical insurance just like all of the university's other insurance plans. Additionally, some employees who are not fully benefit-eligible may be eligible for medical insurance. Go to the Patient Protection and Affordable Care Act webpage to learn about all of the ways you might qualify for university medical insurance.
Still confused about the medical plans?
See our FAQs for answers to the most frequently asked questions.
Trying to decide which health plan is best for you?
Use the myBenefit Decision Center in myHR to make side-by-side comparisons of each medical insurance plan and access other modules to help you decide which plan is right for you. But first, you might like to the myBenefit Decision Center webpage and watch a video about how to use the tool.
Want to learn more about the Wellness Incentive?
Visit the 2015 Wellness Incentive webpage to learn how you can take steps toward healthier living by educating yourself and investing in yourself with our two-tier, year-long incentive. You could earn up to $450 in your paycheck.
Enroll now. You will be able to initiate your benefit enrollment online through the university's myHR system, or you may complete the 2014 and/or 2015 Benefit Enrollment forms below and submit it/them to your Campus Benefit Representative. Regardless of how you submit your enrollment, you must do so within 31 days of the date you became benefit eligible. Please do not submit enrollment using both methods.
Provided your enrollment is received within 31 days of the date you became benefit eligible, your coverage will be retroactive to that date. If you do not submit your enrollment within 31 days, you will not be eligible to enroll until the next annual enrollment period (usually two weeks in October or November of each year) for coverage effective on January 1 following the enrollment period (unless you experience a family status change, in which case you may make enrollment changes outside of the annual enrollment period).
Forms you may need
|2015 Benefit Enrollment Form - to be used for initial benefit enrollment; must be received within 31 days of eligibility||2014 Benefits Enrollment Form|
|2015 Health Savings Account Enrollment/Change Form - you must submit this form if you are enrolling in the Healthy Savings Plan and want to recieve the University's HSA contribution.||2014 Health Savings Account Enrollment Form - you must submit this form if you are enrolling in the myOptions Health Plan and want to recieve the UM HSA contribution.|
|Life Insurance Beneficiary Designation Form||Same as 2015|
|For employee: Group Life Insurance Evidence of Insurability - use this form to enroll in Supplemental Life, and to provide evidence of insurability||Same as 2015|
|For dependent(s): Group Life Insurance Evidence of Insurability - this form is required for Spouse/ Sponsored Adult Dependent Life Insurance above $20,000 and Child Life Insurance above $5,000||Same as 2015|
|Proof of Relationship Form - submit this form within 90 days for all dependents that you are covering under the University of Missouri medical, dental, and/or vision plans||Same as 2015|
|Affirmation of Sponsored Adult Dependent Partnership||Same as 2015|
Additional forms are available on the Benefits Forms webpage.