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Total Rewards frequently asked questions

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Did retiree insurance change for employees who retired prior to 1/1/18?

Changes to UM System retiree insurance eligibility and subsidies, effective 1/1/2018, have no effect on employees who retired prior to 1/1/2018. These retirees, as well as their spouses and other dependents, who are enrolled in UM’s insurance plan(s) will:

  • Retain their UM insurance coverage—including medical, dental, life, and vision insurance.
  • Retain the current subsidy from UM—including subsidies for spouses and other dependents.

For a list of current plans available to retirees—including dental, vision, and life—visit the retiree benefits overview on the Total Rewards website.