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The policies on this webpage have been streamlined and reformatted, and are now available on the University Policies webpage. We ask that you use this new resource, as future changes, additions to or eliminations of these policies will only be made to the University Policies webpage, and policy manuals you may have used in the past will no longer be updated. 

BPM-803 Insurance Coverages

Revised April 11, 2013


The University purchases many different types of insurance coverages to protect its wide variety of assets.  The major categories of coverages are listed on the Risk & Insurance Management website under Insurance Coverages.  These coverages are presented in summary form for the purpose of information only and should not be interpreted as being the exact provisions of the policies. 

  • Commercial Insurance:  coverage purchased from an outside, unaffiliated insurer
  • Self Funding:  University funds set aside for protection against loss

Additional and more specific information may be obtained by contacting Risk & Insurance Management at MgmtU@umsystem.edu / (573) 882-8100.