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All summary plan description (SPD) documents

Note: Information in the 2024 SPD for each plan will vary from the information in the 2023 SPDs. Therefore, the 2023 SPDs should not be relied upon to determine plan benefits effective January 1, 2024.

2023 Summary Plan Descriptions (SPDs)

Medical insurance plans
Dental, vision, tax-favored accounts
Life and disability insurance
Other benefits

Unum contracts

The University of Missouri System contracts with Unum to administer life and disability insurance plan options. The contracts below describe the coverage available through the Basic Life and Accidental Death and Dismemberment insurance plans for active employees and retirees, as well as Dependent Life (spouse, sponsored adult dependent, and/or child) and Additional Life insurance plans.

Active employees

Retirees who have aged out of Basic Life Plan A or B may review either contract listed above for information about Additional Life, Dependent Life and/or Spousal Life coverage.


Reviewed 2023-09-21


Notice of Nondiscrimination

If you speak another language, assistance services, free of charge, are available to you. Call UnitedHealthcare at 1-844-634-1237 for translation assistance.

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