Required annual notices
Summary Plan Descriptions
Each year, the university provides Summary Plan Description (SPD) documents to explain benefit and retirement plans. Some documents may not be updated in a given year if no changes were made during that year, but the latest SPD is always made available. Visit the Summary Plan Descriptions webpage to access the documents.
Read these notices to understand your rights, your choices, and the university's uses and disclosures:
- The University of Missouri Medical and Dental Benefit Plans Notice of Privacy Practices (PDF, 150KB)
- The University of Missouri Wellness Program Notice of Privacy Practices (PDF, 77KB)
Women's Health and Cancer Rights Act of 1998 Notification
In 1998, the U.S. Congress passed the Women’s Health and Cancer Rights Act of 1998 that provides coverage for reconstructive surgery and related services following a mastectomy in conjunction with a diagnosis of breast cancer.
This act affects group and individual plans that provide medical/surgical coverage for a mastectomy.Your benefit plan’s current guidelines already closely mirror this federal mandate. What this means for you is:
- Coverage will be provided for the reconstructive surgery of the breast on which a mastectomy has been performed.
- Coverage will be provided for surgery and reconstruction of the other breast to produce a symmetrical appearance.
- Coverage will be provided for prostheses and physical complications through all stages of a mastectomy, including swelling associated with the removal of lymph nodes.
- This coverage will be determined in consultation with the attending physician and patient.
Newborns’ and Mothers’ Health Protection Act of 1996
Group health plans and health insurance issuers generally, may not, under Federal law, restrict benefits for any hospital length of stay in connection with childbirth for the mother or newborn child to less than 48 hours following a vaginal delivery, or less than 96 hours following a cesarean section. However, Federal law generally does not prohibit the mother’s or newborn’s attending provider, after consulting with the mother, from discharging the mother or her newborn earlier than 48 hours (or 96 hours if applicable). In any case, plans and issuers may not, under Federal law, require that a provider obtain authorization from the plan or issuer for prescribing a length of stay not in excess of 48 hours (or 96 hours).
Notices of Creditable Coverage
Notice of Creditable Coverage (2015) - This notice applies to the Healthy Savings Plan, Custom Network Plan, PPO Plan, and myRetiree Health Plan for 2015
Notice of Non-Creditable Coverage (2015) - This notice applies to the myRetiree Health Program No Drug Coverage for 2015
Reviewed July 13, 2015.