Some events are significant enough that they qualify you to adjust your insurance coverage level or Flexible Spending Account (FSA) contribution outside the University’s normal Annual Enrollment period. These adjustments may include starting or ending coverage, adding or dropping dependents.
Qualifying Life Events
Qualifying Life Events
Qualifying events are numerous, but common examples include marriage, the birth of a child and becoming newly eligible for Medicare. See the following common family/employment status change scenarios and, for the full definition, consult the Summary Plan Description (SPD) for your insurance plan. For specific questions, reach out to the HR Service Center.
Employees who enrolled in their insurance on an after-tax basis may discontinue coverage outside of Annual Enrollment, but this does not permit coverage adjustments or adding dependents.
Addition of a new dependent child to your coverage due to birth or adoption.
Addition of a new dependent to your coverage due to court appointed guardianship.
Addition of a new spouse or new spouse and new children to your coverage due to marriage.
Removal of a former spouse or former spouse and children once a divorce decree has been issued or a legal separation agreement has been recorded by the courts. This selection should also be used to terminate a sponsored adult dependent partnership, in which case an Affidavit of Termination of Sponsored Adult Dependent Partnership must be submitted.
Addition of a spouse/sponsored adult dependent or spouse/sponsored adult dependent and children to your coverage because they all lost coverage under your spouse/sponsored adult dependent (i.e., lost job with insurance).
Removal of a spouse/sponsored adult dependent or spouse/sponsored adult dependent and children from your coverage because your spouse acquired other coverage (ie. new job with insurance).
You previously waived UM coverage because you had other coverage such as: Medicare, Medicaid, Marketplace or you lost coverage under a spouse due to divorce/legal separation or a parent due to aging off the plan (i.e., 26 years of age).
Removal of a child because they acquired other coverage on their own (e.g., new job with insurance, married with spousal benefits, etc.) or if your spouse/sponsored adult dependent is not covered on your plan, but due to their new employment, your child is transitioning from your coverage to theirs.
Addition of a child to your coverage because they lost coverage elsewhere (e.g., lost job with insurance, child’s own divorce, etc.) or if your spouse/sponsored adult dependent is not covered on your plan, but due to their loss of employment, your child is transitioning from their coverage to yours.
Removal of a spouse/sponsored adult dependent or child from your coverage due to death.
How to Make Changes
How to Make Changes
If you experience a Qualifying Family/Employment Status Change outside the Annual Enrollment period:
- Log in to the University’s employee portal, myHR.
- Select the "My Benefits" tile.
- Click on "Life Events" from the left-hand menu to make changes to your insurance plan(s).
See the tutorials for navigating myHR for step-by-step instructions for benefits enrollment, submitting life events and other benefits-related information.
HSA and FSA Adjustments
Visit the Health Savings Account (HSA) and Flexible Spending Account (FSA) webpages for guidance on making changes to these accounts following a life event.
Additional Life Insurance Coverage
Employees who wish to decrease Additional Life coverage without experiencing a qualifying family or employment status change should contact the HR Service Center to obtain the appropriate benefit change form.
Coverage When Employment Changes
Coverage When Employment Changes
COBRA Coverage Continuation
COBRA allows eligible employees and their dependents to temporarily continue employer-sponsored health coverage after employment ends or hours are reduced. It helps maintain access to your providers and avoid gaps in coverage during transitions.
Benefits Information for Previous Employees
After leaving the University, you will receive important benefits, retirement and tax information at your home or personal email. Learn how to update your contact information and understand what to expect after employment ends.
Benefits Information for Military Leave
Employees on military leave can continue some or all existing benefits by paying the usual premiums or pause coverage and resume within 31 days of returning. These options protect your coverage while you serve.
Plan Documents & Resources
Plan Documents & Resources
Notice of Nondiscrimination
If you speak another language, assistance services, free of charge, are available to you.
Call UnitedHealthcare at 1-844-634-1237 for translation assistance.
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