Skip to main content

  • Tailor your retirement

    Power your dreams

    with VRPs

    Learn More


Retirement options to help make a lasting financial plan. Build the future you want. It’s a path and a destination.
Get help

UM retirement team:
(573) 882-2146 or

For voluntary options:
Fidelity: 1-800-343-0860
TIAA: 1-800-842-2252

Meet for free with a Fidelity or TIAA representative right on your campus

Go to our help page for more assistance options, by topic

Self service
To estimate your defined benefit (pension) if you are a member of the DB Plan or Hybrid Plan, use the UM retirement estimator. To enroll in or manage your retirement plans:

1. Fidelity NetBenefits

2. TIAA (for 403(b) plans only)

Forms and guides

What's changing for retirement in 2020
Defined Contribution Plan
(retirement plan for new and rehired 10/1/19 or later)
Retiree health insurance eligibility
Retirement planning checklist
(for retiring from the DB Plan or Hybrid Plan)
Notice of intent to retire form
(for retiring from the DB Plan or Hybrid Plan)(PDF, 159KB)
DC Plan overview (PDF, 282KB)
Hybrid Plan overview (PDF, 218KB)
DB Plan overview (PDF, 120KB)
Voluntary plans overview (PDF, 148KB)
Financial wellness
All forms and guides...

Reviewed 2019-10-21