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Credit Card Costs

Credit Card Costs
Commerce Bank Fees Cost(s)
Merchant setup $25.00 (one-time fee)
Merchant ID $5.00/Month
Merchant Inactivity Fee $5.00/Month (if no activity)
Regulatory Product Fee $2.00/Month
Chargeback fee $15.00/Chargeback item
Visa Network Fee $10.00 or $5.00/month (amount charged is based on the # of transactions you process)
Terminal First Data FD130 (Dial-up or IP) (chip & PIN capable) $425.00 (one-time fee)
Terminal First Data FD130 DUO (dial-up or IP) $575.00 (one-time fee) (this includes the FD130 and the FD35 external PIN Pad)
Terminal First Data FD200 (Dial-up or IP) $675.00 (one-time fee)
Terminal First Data FD300 (Dial-up or IP) (chip & PIN capable) $635.00 (one-time fee)
Terminal First Data FD400 GT or FD410 (Cellular) (chip & PIN capable) $750.00 (one-time fee)
  $20.00/Month cellular data fee
PIN Pad, FD35 (for chip & contactless pymt) $175.00 (one-time fee)
PIN Pad, Vx805 (for chip & contactless pymt) $235.00 (one-time fee)
Bank Authorization Fees $0.17/Visa or MasterCard Transaction
  $0.13/Discover Transaction
  $0.11/American express Transaction
  $0.173/PIN debit transaction
Network Acquirer Processing Fees $0.0185/MasterCard Transaction
  $0.0195/Visa Transaction
  $0.13%/Visa Signature Debit Card Assessment
  $0.13%/Discover Transaction
Interchange Fees See the MasterCard Interchange Rates
  See the Visa Interchange Rates
  See the Discover Interchange Rates (link to be updated)
  2.30%/American Express Transaction
Gateway Fees $45.00 (one-time fee) First Data Global Gateway E4
  $15.00/Month First data Global Gateway E4
  $15.00/Month First Data Global Gateway API
  $45.00 (one-time fee) Authorize.net Gateway
  $20.00/Month Authorize.net Gateway
  $0.10/Transaction fee for Authorize.net Gateway
  $0.25/Day batch fee for Authorize.net Gateway
  $20.00 Late payment fee for Authorize.net Gateway
  $10.00 Abandoned account fee for Authorize.net Gateway
  $99.00 (one-time fee) Payflow Pro Gateway
  $25.00/month Payflow Pro Gateway
  $10.00/month recurring billing fee Payflow Pro Gateway
  $0.10/transaction fee Payflow Pro Gateway
  $49.00/month Braintree
  $0.10/transaction Braintree
  $99.99 (one-time fee) PayTrace
  $19.99/month PayTrace
  $0.10/transaction PayTrace
  $15.00/month for PayTrace shopping cart
  $10.00/month for PayTrace recurring payments
  $15.00/month for PayTrace API
  $20.00/Month internet service fee for all other gateways
Encryption Fee $0.03/transaction for TransArmor
3rd Party SVC Provider Fees $1,500.00 (one-time) server & application fee for QuikPAY
  $50.00/Month server hosting fee for QuikPAY
  $0.25/Credit Card transaction for QuikPAY
  $0.13/E-check transaction for QuikPAY
  $0.98/E-check return for QuikPAY
  $1.38/E-check resubmitted for QuikPAY
  $3.95/Registrant for Regonline 
  0.95%/Transaction for Regonline (on top of Commerce Bank fees above)
  unkown for CVENT
  Varying implementation fees ($27,000 - $11,000 one-time fee) for iModules
  Varying /Year fees ($30,000 - $15,000) for iModules

Reviewed 2016-12-14.