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Total Rewards frequently asked questions

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Are child dependents of a Sponsored Adult Dependent eligible for benefits?

Children of Sponsored Adult Dependents are not eligible for benefits.

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Are retirees able to cover Sponsored Adult Dependents?

Yes, as long as the Sponsored Adult Dependent was covered on their plan immediately prior to retirement. University of Missouri System plans do not allow retirees to add dependents to their coverage after their date of retirement.

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What benefits are available for Sponsored Adult Dependents?

Sponsored Adult Dependents are eligible for coverage under Medical, Dental, Vision, Adult Dependent Life, Accidental Death & Disability (AD&D), Family Medical Leave Act (FMLA), Tuition Assistance, Sick Leave and Funeral Leave.

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When will Sponsored Adult Dependent coverage take effect?

As of October 2013, to add a Sponsored Adult Dependent to your coverage, you must do so during Annual Enrollment for coverage to be effective on January 1 following the annual enrollment period.

If you experience a Qualifying Employment/Family Status Change you may be able to make a change outside of Annual Enrollment. If this occurs, you must notify your Benefits Representative within 31 days of the Qualifying Event date, otherwise you will need to wait until the next Annual Enrollment, or until another qualifying event occurs. Please refer to the Medical Summary Plan Description (SPD) for a list of events that qualify.

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Who is eligible for Sponsored Adult Dependent benefits?

Sponsored adult dependents must:

  • Be at least 18 years old
  • Have a single dedicated relationship of at least a 12 month duration with the employee
  • Have shared the same residence for at least 12 months and continue to share a residence
  • Not be married to another person
  • Not be related by blood to the employee or retired employee
  • Be mentally competent to consent to contract

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