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Enrolling in benefits for the first time

Quick start

Most faculty and staff are enrolling in benefits for the first time because they were just hired into our university community. If that’s true for you, welcome! Here’s what you need to do:

  1. Choose plans that are right for you. Get help here:
  2. Enroll by logging into myHR within 31 days of your date of hire.
     
31 Days
That’s how long you have from your hire date, or date of eligibility, to enroll in benefits.

 

Why you might be eligible for insurance

You are a newly hired faculty or staff member who is considered fully benefit-eligible.
Generally speaking, you are fully benefit-eligible if your primary university job is at least 75% of a full-time equivalent (FTE) position and you have an appointment duration of at least nine months. Learn more in section HR-101: Employee Status, a section of the university’s Human Resources Manual.
You have recently had a change in family status.
Read your medical insurance Summary Plan Description (SPD) to understand if you have a qualifying family status change.
You are a part-time faculty or staff member who received a letter stating you are eligible for medical insurance only.
Under the Patient Protection and Affordable Care Act, some employees are eligible for medical insurance only, even though they are not eligible for other benefits such as dental or vision insurance. If you have recently received a letter explaining that you have the option to enroll in university medical insurance, go to the medical insurance eligibility webpage to learn more.

Things to think about as you’re enrolling

Are you covering anyone other than yourself on any of your insurance plans?
If yes, you’ll need to submit proof of relationship (PDF, 53KB). If one of the family members you are covering is a sponsored adult dependent, you will also need to complete the affirmation of sponsored adult dependent partnership (PDF, 137KB).
Did you choose to enroll in the Healthy Savings Plan?
If yes, you may be eligible for a health savings account (HSA) and for university-paid contributions toward your health care savings. Visit the understanding your HSA webpage for details.
Did you enroll in the Life Insurance Plan or Accidental Death and Dismemberment (AD&D) Plan?
If yes, you will need to designate beneficiaries. And depending on the type of insurance you chose, you may need to provide evidence of insurability.
Have you thought about your retirement plans?
All UM System faculty and staff, regardless of hours or benefit eligibility, have the ability to participate in the UM System 403(b) and 457(b) Voluntary Retirement Plans. In addition, generally speaking, all new fully benefit-eligible employees are enrolled in a two-part core retirement plan called the Employee Retirement Investment Plan (ERIP).
  • During enrollment in myHR, you will be prompted to enter your beneficiaries for the pension portion of your two-part retirement plan. You can change beneficiaries at any time with the RDD designation of beneficiary form (PDF, 37KB).
  • You may also want to enroll in voluntary retirement plans to supplement the savings for your future.

Questions?

Contact the HR Service Center at (573) 882-2146 or HRServiceCenter@umsystem.edu

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Reviewed July 12, 2017.