Skip to main content

Disability and life insurance

As part of the total rewards package for eligible faculty and staff, the UM System provides several options for disability and life insurance. (Some life insurance options are also available to retirees.) Our goal is to help give you peace of mind. We want you to be your best, so you can do your best for the university and for your own professional life. In fact, the basic life and disability base plans are 100% university-paid—available at no cost to you. Even employee-paid options are offered at a reduced cost, because the university is able to negotiate a lower group rate.

Go to the life insurance webpage to learn about:

  • Basic life, Plan A – 100% university-paid
  • Basic life, Plan B
  • Additional life
  • Dependent life (spouse, sponsored adult dependent, and/or child)

Go to the long-term disability insurance webpage to learn about:

  • Core Plan – 100% university-paid
  • Buy-up Plan
  • Supplemental individual disability insurance

Go to the short-term disability insurance webpage to learn about:

  • Base Plan – 100% university-paid
  • Buy-up Plan

Go to the accidental death and dismemberment webpage to learn about:

  • Coverage available in increments of $25,000
  • Starting at $25,000 and increasing up to $150,000
Visit our plan contacts page.

Looking for plan providers or health care providers?
Visit our plan contacts page for more information.

Reviewed 2023-09-21


Notice of Nondiscrimination

If you speak another language, assistance services, free of charge, are available to you. Call UnitedHealthcare at 1-844-634-1237 for translation assistance.

Español   繁體中文   Tiếng Việt   Srpsko-hrvatski   Deutsch   العربية   Русский   한국어  
Français   Tagalog   Deitsch   فارسی   Oroomiffa   Português   አማርኛ

UnitedHealthcare’s Transparency in Coverage (exit UM System site)