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Vision insurance

The University of Missouri System vision plan is available to all benefit-eligible faculty, staff, and retirees. Vision insurance is administered by EyeMed Vision Care (EyeMed) and utilizes the Insight network. The plan provides a discounted group rate; that discounted group rate is available at all locations where EyeMed is accepted.

Even if you're not enrolled in the vision plan, there are still discount options available to you. Learn more on the vision discounts and  health and wellness tools and discounts webpages.


Costs

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💲 Premiums

Monthly employee premium cost for active employees and retirees:

  • Self only: $5.59
  • Self and spouse: $11.15
  • Self and child(ren): $12.17
  • Self, spouse and child(ren): $19.26

While the University negotiates a discounted group rate, this plan is 100% employee paid.

Set premiums for retiree vision insurance are available here, however, retiree premiums may not be available for other plans because they vary according to a formula based on years of service and other factors. For more information about retiree insurance eligibility and premiums, visit the Retiree benefits overview webpage.

 

🩺 Covered Services

Eye exam
  • In-network: $10 copay/visit
  • Out-of-network reimbursement (up to): $45

Frames

(any available frame at provider location)

  • In-network: $0 copay; $140 allowance (20% off balance over $140)
  • Out-of-network reimbursement (up to): $47

Contact lens fitting and follow-up
  • Standard: Up to $40 maximum
  • Premium: 10% off retail

Contacts

(includes materials only)

  • In-network:
    • Conventional: $0 copay; $140 allowance (15% off balance over $140)
    • Disposable: $0 copay; $140 allowance (plus balance over $140)
    • Medically necessary: $0 copay (paid-in-full)
  • Out-of-network reimbursement (up to):
    • Conventional: $130
    • Disposable: $130
    • Medically necessary: $210

Standard plastic lenses
  • In-network:
    • Single vision, bifocal, trifocal, lenticular: $25 copay
    • Standard progressive: $80 copay
    • Premium progressive tiers 1–3: $100 copay; $110 copay; $125 copay
    • Premium progressive tier 4: $80 copay; 20% off retail less $120 allowance
  • Out-of-network reimbursement (up to):
    • Single vision; bifocal; trifocal; lenticular: $45; $65; $85; $125
    • Standard progressive: $65
    • Premium progressive tiers 1–3: $65
    • Premium progressive tier 4: $65

Covered lens

(standard polycarbonate for under age 19)

  • In-network: $0 copay
  • Out-of-network reimbursement (up to):$5
 

➖ Deductible

The vision plan does not have a deductible.

 

Frequency

  • Examination: Once every 12 months
  • Lenses (in lieu of contact lenses): Once every 12 months
  • Contact lenses (in lieu of lenses): Once every 12 months
  • Frames: Once every 24 months
 

For a printable version, download the Plan Information and Comparison handout (375KB, PDF), which features a comparison chart and premium rates for the available insurance plans.


Making the Most of Your Plan

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🏥 Network Providers

Vision insurance through EyeMed utilizes the Insight network. The plan provides a discounted group rate; that discounted group rate is available at all locations where EyeMed is accepted.

Provider directories may be accessed on the plan contacts webpage.

 

🦻 Hearing Support

EyeMed members have access to hearing care discounts through Amplifon. Call (877) 203-0675 to find a provider and activate your discount.

 

🏷 Discounts

EyeMed also offers discounts to University employees not enrolled in vision insurance. Visit the health and wellness tools and discounts webpage to maximize your convenience and savings.

 

* In the event of a difference between this webpage and the plan document or summary plan description, the plan document and plan description prevail.

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Reviewed 2021-10-18