Vision insurance

Insurance

The University of Missouri System vision plan is available to all benefit-eligible faculty, staff, and retirees. New in 2018, vision insurance will be administered by EyeMed Vision Care (EyeMed).

Discounts

Even if you're not enrolled in the vision plan, there are still discount options available to you. Learn more on the vision discounts for all employees page.

2018 Vision Insurance | 2017 Vision Insurance

Looking for plan providers or health care providers?
Visit our plan contacts page for more information.

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  2018 Vision Insurance  

Premiums

Vision Plan- Monthly premiums for active employees, 2018*
Coverage level	Employee cost
Self only	$5.59
Self and spouse	$11.15
Self and child(ren)	$12.17
Self, spouse, and child(ren)	$19.26

While the University negotiates a discounted group rate, this plan is 100% employee paid.

* Set premiums for retiree vision insurance are available here, however, retiree premiums may not be available for other plans because they vary according to a formula based on years of service and other factors. For an idea of what premiums would be for your particular circumstances, use the Retiree Insurance Premiums Estimator.

Expenses covered

Vision Plan- Services and coverage, 2018
Service	In-network coverage cost	Out-of-network reimbursement (up to)
Eye exam	$10 copay/visit	$45
Frames (any available frame at provider location)	$0 copay; $140 allowance (20% off balance over $140)	$47
Contacts (includes materials only)	Conventional: $0 copay; $140 allowance (15% off balance over $140) Disposable: $0 copay; $140 allowance (plus balance over $140) Medically necessary: $0 copay (paid-in-full)	Conventional: $130 Disposable: $130 Medically necessary: $210
Standard plastic lenses	Single vision, bifocal, trifocal, lenticular: $25 copay Standard progressive: $80 copay Premium progressive tiers 1–3: $100 copay; $110 copay; $125 copay Premium progressive tier 4: $80 copay; 20% off retail less $120 allowance	Single vision, bifocal, trifocal, lenticular: $45; $65; $85; $125 Standard progressive: $65 Premium progressive tiers 1–3: $65 Premium progressive tier 4: $65
Covered lens (standard polycarbonate for under age 19)	$0 copay	$5

Annual deductible

The vision plan does not have a deductible.

Network providers

Go to the plan contacts webpage to find the provider directory for this plan.

Forms and guides

• 2018 Vision Benefit Plan Summary Plan Description (SPD) available soon
• Snapshot of EyeMed Vision Coverage (PDF, 267KB)
• Registering on EyeMed.com (PDF, 938KB)
• Accessing the EyeMed Phone App (PDF, 1MB)
• Full list of forms and guides about vision insurance...

* In the event of a difference between this webpage and the plan document or summary plan description, the plan document and plan description prevail.

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  2017 Vision Insurance  

Premiums

While the university negotiates a discounted group rate, this plan is 100% employee paid.

* Set premiums for retiree vision insurance are available here, however, retiree premiums may not be available for other plans because they vary according to a formula based on years of service and other factors. For an idea of what premiums would be for your particular circumstances, use the Retiree Insurance Premiums Estimator.

Expenses covered

* Charges on amounts exceeding the indicated limit, or charges for optional features, are discounted by 20%. View the Protect your vision with VSP flyer (PDF, 538KB) for an overview of the insurance plan's coverage.

Annual deductible

The vision plan does not have a deductible.

Network providers

Go to the plan contacts webpage to find the provider directory for this plan.

* In the event of a difference between this webpage and the plan document or summary plan description, the plan document and plan description prevail.

Reviewed September 23, 2017.