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Retiree benefits overview

The University is committed to honoring and valuing the contributions of all faculty and staff--even after they are no longer actively employed with the UM System. For those who retire effective 1/1/18 or later, UM retiree health insurance eligibility and subsidy criteria depends on several factors. Visit the Retiree Insurance Eligibility webpage to learn more.

We offer several insurance options to our eligible retirees and their covered dependents. Please note, your Medicare eligibility determines your eligibility for some plans--meaning you are eligible for the insurance only if you are eligible for Medicare (65+) or not yet Medicare-eligible (pre-65).

Click on one of the following plans you’re interested in. 

Insurance for non-Medicare eligible retirees or their non-Medicare eligible dependent(s)*

* If coverage consists of members (retirees or dependents) who are both Medicare-eligible and non-Medicare-eligible, each covered individuals medical plan eligibility is based on their individual Medicare eligibility.

Insurance for Medicare-eligible retirees or their Medicare-eligible dependent(s)*

* If coverage consists of members (retirees or dependents) who are both Medicare-eligible and non-Medicare-eligible, each covered individuals medical plan eligibility is based on their individual Medicare eligibility.

Key documents related to retiree insurance
Retiree insurance premiums estimator

Those who retire after 1/1/18 and meet eligibility requirements to receive retiree health insurance may use the premium estimator to estimate their insurance premiums in retirement. Note: As of 1/1/18, only employees in categories A and B receive the percentage subsidy.

Reviewed January 02, 2018.