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Life insurance

The university offers a number of life insurance plans:

  • Basic Life is available to benefit-eligible faculty and staff. For retirees, Basic Life is available to those retirees who have not yet reached the age of 70 and were enrolled in a life insurance plan before retiring.
  • Supplemental Life is available to benefit-eligible faculty and staff, as well as retirees who were enrolled in a life insurance plan before retiring.
  • Dependent Life (Spouse, Sponsored Adult Dependent, and/or Child) is available to benefit-eligible faculty and staff, as well as retirees who were enrolled in a life insurance plan before retiring.
Visit our plan contacts page.

Looking for plan providers or health care providers?
Visit our plan contacts page for more information.


Basic Life

Basic Life- Monthly premiums for active employees, 2017

Plan type Employee cost
(per $1,000 of coverage)
UM cost
(per $1,000 of coverage)
Total
(per $1,000 of coverage)
Option A- (1 x base salary & age graded) $0 $0.06 $0.06
Option B- (2 x base salary & age graded) $0.03 $0.06 $0.09


Supplemental Life

Supplemental Life Insurance is 100% employee-paid. Coverage at 1, 2 or 3 times your annual base salary to a maximum of $1,000,000, and a minimum of $20,000 even if you earn less. Monthly premiums vary by age.

Supplemental Life- Monthly premiums, 2017

Age as of January 1 Employee cost
(per $1,000 of coverage)*
< 25 $0.05
25 – 29 $0.06
30 – 34 $0.08
35 – 39 $0.09
40 – 44 $0.10
45 – 49 $0.15
50 – 54 $0.23
55 – 59 $0.43
60 – 64 $0.66
65 – 69 $1.27
70 – 74 $2.06 - $2.76
75 – 79 $3.04 - $4.35
80 – 84 $4.74 - $6.87
85 – 89 $7.53 - $10.43
90 – 94 $11.24 - $16.02


Dependent Life- Spouse or sponsored adult dependent

Dependent Spouse/Sponsored Adult Dependent Life Insurance is 100% employee-paid. Coverage is available in increments of $10,000 up to a maximum of $50,000.

Dependent Life-Spouse or sponsored adult dependent- Monthly premiums, 2017

Age as of January 1 Employee cost
(per $1,000 of coverage)*
< 30 $0.07
30 – 34 $0.08
35 – 39 $0.11
40 – 44 $0.17
45 – 49 $0.25
50 – 54 $0.38
55 – 59 $0.59
60 – 64 $0.92
65 – 69 $1.45
70 – 74 $2.32
75 – 79 $3.79
80 – 84 $5.89
85 – 89 $9.23
90 – 94 $14.26

*Evidence of insurability is required above $20,000. The "Group Life Evidence of Insurability" form is available at the bottom of this webpage.

Dependent Life- Child

Dependent Child Life Insurance is 100% employee-paid. Coverage is available in increments of $5,000 up to a maximum of $25,000.

Dependent Life-Child- Monthly premiums, 2017

Coverage amount* Employee cost
(per amount listed)
$5,000 $0.35
$10,000 $0.70
$15,000 $1.05
$20,000 $1.40
$25,000 $1.75

*Evidence of insurability is required above $5,000. The "Group Life Evidence of Insurability" form is available at the bottom of this webpage.

Forms and guides

* In the event of a difference between this webpage and the plan document or summary plan description, the plan document and plan description prevail.

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Reviewed January 03, 2017.