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Researching insurance options before you enroll

The university provides a number of benefits to eligible faculty and staff to help take care of what matters most. The way you enroll in these benefits differs a little bit depending on your enrollment status:

   1.   Which best fits you?  

I'm enrolling for the first time.

I am an active employee.

I'm looking for retiree benefits


  2.   Learn about your plan options  

Learn about the plans

Download the PDF of the 2017 Total Rewards Guide.

Get plan-specific details

       click here to go to the UnitedHealthcare cost comparison website

Visit myuhc.com

Visit our plan contacts page.

Look at plan overview and description documents

 

You may find these videos useful as you research your insurance options.

Pretax versus after tax premiums video

Difference between HSA and FSA accounts


  3.   Double-check which providers are in-network 

Choosing a provider is important. Visit our plan contacts webpage for links to all provider directories; please note that 2016 information is posted at this time.

Visit plan contacts page for links to provider directories.


  4.   Make your decisions 

Before going through the enrollment process, make sure you know how you want to answer the following questions:

  1. Which plan(s) do you wish to enroll in?
  2. How many individuals do you want to cover? (Coverage levels like "self only," "self and spouse," etc.) For every dependent you are adding to a plan, you will need their full name, birthdate, and Social Security number.
  3. For any dependents who are already covered by your plan(s), make sure they are eligible to be covered. For example, most children can be covered only until they reach age 26. To confirm your dependents are eligible, consult the applicable summary plan description(s) (SPD). Eligibility criteria are not changing for 2017, so if the 2017 SPD is not posted yet, then you may refer to the 2016 SPD.
  4. Where possible, do you want to enroll on a pre-tax or after-tax basis? If you're not sure which is best for you, watch the pre-tax vs. after-tax premiums (2:47) video for help.
  5. Are you eligible for the tobacco-free discount on medical insurance? Visit the tobacco-free discount page for more details.

     


  5.   Submit your plan choices

  • Select and submit your plan choices in the university's employee portal, myHR. You may make changes to your insurance elections only if you are newly eligible for benefits (e.g., newly hired to a benefit-eligible job) or have experienced a qualified family/employment status change.

Log in to myHR to access the Benefits Enrollment section.

Reviewed June 30, 2017.