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Researching insurance options before you enroll

 

The University provides a number of benefits to eligible faculty and staff to help take care of what matters most. The way you enroll in these benefits differs a little bit depending on your enrollment status:

   1.   Which best fits you?  

I'm enrolling for the first time.

I am an active employee.

I'm looking for retiree benefits


  2.   Learn about your plan options  

Learn about the plans

Get plan-specific details

       click here to go to the UnitedHealthcare cost comparison website

Visit myuhc.com

Visit our plan contacts page.

Look at plan overview and description documents

You may find these videos useful as you research your insurance options.

Pretax versus after tax premiums video

Difference between HSA and FSA accounts


  3.   Double-check which providers are in-network 

Choosing a provider is important. Visit our plan contacts webpage for links to all provider directories.

Visit plan contacts page for links to provider directories.


  4.   Make your decisions 

Before going through the enrollment process, make sure you know how you want to answer the following questions:

  1. Which plan(s) do you wish to enroll in?
  2. How many individuals do you want to cover? Plans have coverage levels like "self only," "self and spouse," etc. that you will choose from when enrolling.
    1. Confirm eligibility: For any dependents who are already covered by your plan(s), make sure they are eligible to be covered.
      • For example, most children can be covered only until they reach age 26. To confirm your dependents are eligible, consult the applicable summary plan description(s) (SPD).
    2. New dependents: You will need to specify any spouse/sponsored adult dependent or child you want to cover in each plan.
      • For every dependent you are adding to a plan, you will need their full name, birth date and Social Security number.
    3. Proof of Relationship: Proof of Relationship (POR) is required in order to enroll new dependents.
  3. Where possible, do you want to enroll on a pre-tax or after-tax basis?
    • Premiums are deducted from your paycheck automatically, and selecting pre-tax or after-tax determines the order in which taxes and premiums are deducted.
    • If you're not sure which is best for you, watch the pre-tax vs. after-tax premiums (2:47) video for help.

  5.   Submit your plan choices

Select and submit your plan choices in the University's employee portal, myHR. You may make changes to your insurance elections only during your enrollment period or have experienced a qualified family/employment status change:

  • Newly Benefit-Eligible/Annual Enrollment: Select 'My Benefits' tile and then click on' Benefits Enrollment' from the left-hand menu.
  • Qualified Family/Employment Status Change: Select 'My Benefits' tile and then click on 'Life Events' from the left-hand menu.

Enrolling in myHR

Full step-by-step instructions on completing the enrollment process, with screenshots, is available on the myHR Training webpage.

  1. Open your internet browser and navigate to myHR (myhr.umsystem.edu) (Firefox or Chrome recommended). Log in with your username and password. Click “Sign In.”
  2. Click the “My Benefits” tile. Then, to access the self-service application, select “Benefits Enrollment” from the menu on the left side of the screen.
  3. Follow the instructions on your screen to select and submit your plan choices or waive coverage.
  4. After you click the “Submit Enrollment” button, a “Benefits Alerts” pop-up will appear stating your enrollments have been submitted. Click “Done.” An email confirmation will be sent to your university email account so you know your submission was received.
    • Note: You are not done with your enrollment until you click both the “Submit Enrollment” button as well as the “Done” button on the pop-up screen.
  5. When your Confirmation Statement has been generated, you will receive another email to your university email account with steps on how to view/print your confirmation statement.
    • Newly-benefit eligible employees receive their statement within a few weeks of enrolling. Those enrolling during Annual Enrollment receive their statement mid-December.

Reviewed 2023-09-21

 

Notice of Nondiscrimination

If you speak another language, assistance services, free of charge, are available to you. Call UnitedHealthcare at 1-844-634-1237 for translation assistance.

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