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Accidental death and dismemberment insurance

Accidental Death and Dismemberment insurance is available to benefit-eligible faculty and staff. You may also purchase coverage for your family at a percentage of your own coverage.

Retiree coverage is available to eligible retirees who enrolled in the plan prior to retiring. Coverage amounts are reduced in accordance with the following table, based upon age as of January 1 for the plan year.

Visit our plan contacts page.

Looking for plan providers or health care providers?
Visit our plan contacts page for more information.

2020 Accidental Death and Dismemberment  | 
2019 Accidental Death and Dismemberment



  2020 Accidental Death and Dismemberment 

Accidental Death and Dismemberment- Reduction in amount for retirees

Amount of insurance at retirement Age as of January 1 Reduced amount
$50,000 70-74 $25,000
75-80* $10,000
$25,000 70-74 $25,000
75-80* $10,000
$10,000 70-74 $10,000
75-80* $10,000

*Coverage ends on the December 31 of the plan year in which you turn age 80.


Monthly premiums

For active employees, Accidental Death and Dismemberment insurance is 100% employee-paid. Coverage is available in increments of $25,000 up to a maximum of $150,000.

Accidental Death and Dismemberment- Monthly premiums for active employees

Coverage amount Employee cost (per amount listed)
  Self coverage Self and dependents
$25,000 $0.35 $0.50
$50,000 $0.70 $1.00
$75,000 $1.05 $1.50
$100,000 $1.40 $2.00
$125,000 $1.75 $2.50
$150,000 $2.10 $3.00

For retirees, Accidental Death and Dismemberment insurance is 100% retiree-paid. Coverage is available in increments of $10,000 up to a maximum of $50,000.

Accidental Death and Dismemberment- Monthly premiums for eligible retirees

Coverage amount Retiree cost (per amount listed)
  Self coverage Self and dependents
$10,000 $0.35 $0.47
$25,000 $0.88 $1.18
$50,000 $1.75 $2.35

 

Forms and guides


  2019 Accidental Death and Dismemberment 

Accidental Death and Dismemberment- Reduction in amount for retirees

Amount of insurance at retirement Age as of January 1 Reduced amount
$50,000 70-74 $25,000
75-80* $10,000
$25,000 70-74 $25,000
75-80* $10,000
$10,000 70-74 $10,000
75-80* $10,000

*Coverage ends on the December 31 of the plan year in which you turn age 80.

Visit our plan contacts page.

Looking for plan providers or health care providers?
Visit our plan contacts page for more information.


Monthly premiums

For active employees, Accidental Death and Dismemberment insurance is 100% employee-paid. Coverage is available in increments of $25,000 up to a maximum of $150,000.

Accidental Death and Dismemberment- Monthly premiums for active employees

Coverage amount Employee cost (per amount listed)
  Self coverage Family coverage
$25,000 $0.53 $0.73
$50,000 $1.05 $1.45
$75,000 $1.58 $2.18
$100,000 $2.10 $2.90
$125,000 $2.63 $3.63
$150,000 $3.15 $4.35

For retirees, Accidental Death and Dismemberment insurance is 100% retiree-paid. Coverage is available in increments of $10,000 up to a maximum of $50,000.

Accidental Death and Dismemberment- Monthly premiums for eligible retirees

Coverage amount Retiree cost (per amount listed)
  Self coverage Family coverage
$10,000 $0.53 $0.68
$25,000 $1.25 $1.70
$50,000 $2.50 $3.40

 

Forms and guides

* In the event of a difference between this webpage and the plan document or summary plan description, the plan document and plan description prevail.

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Reviewed 2019-11-01