Accidental death and dismemberment insurance

Accidental Death and Dismemberment insurance is available to benefit-eligible faculty and staff. You may also purchase coverage for your family at a percentage of your own coverage.

Retiree coverage is available to eligible retirees who enrolled in the plan prior to retiring. Coverage amounts are reduced in accordance with the following table, based upon age as of January 1 for the plan year.

Accidental Death and Dismemberment- Reduction in amount for retirees

Amount of insurance at retirementAge as of January 1Reduced amount
$50,00070-74$25,000
75-80*$10,000
$25,00070-74$25,000
75-80*$10,000
$10,00070-74$10,000
75-80*$10,000

*Coverage ends on the December 31 of the plan year in which you turn age 80.

Visit our plan contacts page.

Looking for plan providers or health care providers?
Visit our plan contacts page for more information.

Monthly premiums

For active employees, Accidental Death and Dismemberment insurance is 100% employee-paid. Coverage is available in increments of $25,000 up to a maximum of $150,000.

Accidental Death and Dismemberment- Monthly premiums for active employees

Coverage amountEmployee cost (per amount listed)
 Self coverageFamily coverage
$25,000$0.53$0.73
$50,000$1.05$1.45
$75,000$1.58$2.18
$100,000$2.10$2.90
$125,000$2.63$3.63
$150,000$3.15$4.35


For retirees, Accidental Death and Dismemberment insurance is 100% retiree-paid. Coverage is available in increments of $10,000 up to a maximum of $50,000.

Accidental Death and Dismemberment- Monthly premiums for eligible retirees

Coverage amountRetiree cost (per amount listed)
 Self coverageFamily coverage
$10,000$0.53$0.68
$25,000$1.25$1.70
$50,000$2.50$3.40

 

Forms and guides

* In the event of a difference between this webpage and the plan document or summary plan description, the plan document and plan description prevail.

Many documents on this webpage require Adobe Acrobat. A free reader is available to everyone. Read more about PDFs.

Reviewed August 16, 2019.