Each year, all Medicare members receive a “Medicare & You” booklet from Medicare that explains the various Medicare components and guidelines, including plan types. Since the university-sponsored UHC Group Medicare Advantage Plans are group plans, the university retains the ability to renew the plans in future years or return to a Medicare Fee-for-Service arrangement. In addition, each state has a State Health Insurance Assistance Program (SHIP) that can assist Medicare members with understanding their Medicare plan options and benefits. In Missouri, the SHIP program is CLAIM. Visit https://www.missouriclaim.org for more information. For states outside of Missouri, visit https://www.shiptacenter.org/ to find your local SHIP.