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Will it affect my future enrollment if I drop coverage under the new university-sponsored plan?

The university-sponsored UHC Group Medicare Advantage plans are employer-sponsored group Medicare Advantage plans; therefore, they do not carry the same limitations as individual Medicare Advantage plans. Because these are group plans, the member has more flexibility in moving from a university-sponsored Medicare Advantage plan back to Original Medicare and may do so without any restrictions or penalty. If a retiree or dependent cancels their university coverage, they will return to Original Medicare and may enroll in an individual Medicare Advantage, Medigap (Medicare Supplement) plan separate from the university. They will also need to enroll in a Part D Prescription Drug Plan separate from the university to avoid paying a penalty.

Reviewed 2017-06-07