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Estimate Defined Benefit retirement benefits (for eligible employees)

Download a step-by-step tutorial (PDF, 179KB)

Download a glossary of terms (PDF, 250KB)

The University of Missouri System provides access to pension planning and estimating tools for participants in the DB Plan or Hybrid Plan. Visit the Core and Voluntary Plans webpage for more information about eligibility for the University's core retirement plans.

Follow the steps below to access the calculator, or read the full tutorial for step-by-step illustrations.

  1. Go to* (exit UM System site).
    • The first time you visit the site, select “Create an account” to register (read the How-To: Retirement Calculator Registration (PDF) for additional instructions).
    • If you register and then later forget your username or password, click “Get help accessing your account.”
  2. Navigate to the calculator by clicking "Benefit Details," then click "Benefit Calculations."
  3. Click "Add new calculation" to start the calculator.
    • Consult the full tutorial (PDF) for additional instructions in using the tool.

For questions, contact the HR Service Center at or (573) 882-2146.

Did you know? Each UM System university has an affiliated retirees association. Employees interested in information about their campus association can visit the UM System Retirees Associations page to learn more.

Reviewed 2022-08-18


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